Buying a Home
3 Key factors you might not know:
Debt
Any recurring payments you make such as a car note, credit card, other mortgages, child support or student loan payments.
Debt does NOT include your rent, utility bills, or cell phone bills!
Income
Money that you receive on a regular basis, from sources like your salary, self-employment, or investments.
Funds available: Money available in your bank account to cover your down payment AND other costs required to close the loan.
Credit Score
Your credit score, along with other factors, will impact the interest rate you can get.
You can ask the credit bureaus to report your utility bills now! This can increase your credit score.
*How much money you put down will also make a difference in your monthly payments. DON'T FORGET, if you put 20% down, you can avoid PMI (Private Mortgage Insurance)!
This is the first step of the buying process.
Use our calculator for an estimate!
Buyers receive our service for free!
We represent YOU at no cost! Thats right, Sellers pay our commission. With an ever-changing market, you need representation from an agent that knows the laws, the market, and how to negotiate on your behalf.
Let Homes For Sale assist you with the largest purchase you will make.
DOWN PAYMENT ASSISTANCE PROGRAM
Good news for our homebuyers!
The down payment assistance programs are still available. There are different programs available which will give you money towards your down payment and closing costs.
Find out what programs are available in your area.
THE BEST PART...
YOU DON'T HAVE TO PAY IT BACK!
