DEBT
Any recurring payments you make such as a car note, credit card, other mortgages, child support or student loan payments.
DID YOU KNOW...
Debt does NOT include your rent, utility bills, or cell phone bills!
INCOME
Money that you receive on a regular basis, from sources like your salary, self-employment , or investments.
CREDIT SCORE
Your credit score, along with other factors, will impact the interest rate you can get.
DID YOU KNOW...
You can ask the credit bureaus to report your utility bills now! This can increase your credit score.
This is the first step of the buying process.
Use our calculator for an estimate!
We represent Buyers at no cost if Sellers pay our commission. With an ever-changing market, you need representation from an agent that knows the laws, the market, and how to negotiate on your behalf.
Good news for our homebuyers!
The down payment assistance programs are still available. There are different programs available which will give you money towards your down payment and closing costs.
Find out what programs are available in your area.